WII Alliance Business Capital Services is a direct to lender broker. Performance fee is paid by lender to broker. Lender specializes in unique loan products for real estate investors in 35 states: AL, AR, CA**, CO, CT, FL, GA†, IA, IL*, IN, KY, LA, MD, ME, MI*, MO, MS, MT, NC, NH, NJ, NM, NY, OH*, OK, PA, SC, TN, TX, UT, VA†, WA, WI, WV‡ & WY. *Do not lend in Cook County & Chicago, IL, Detroit & Flint, MI, Cuyahoga County, Cleveland & Dayton, OH. †Must close in an entity (LLC, partnership or corporation). Contact us for additional information.
Providing unique loan products designed specifically for investor landlords. With rates as low as 6.50% and LTVs up to 75%, our real estate financing allows the investor to realize goals and expand. Please Contact Us and request information on our various loan products with information on rates and guidelines.
Note: Rates are calculated based on the Loan to Value (LTV), Debt Service Coverage Ratio and your credit score.
Debt Service Coverage Ratio determines a borrower’s ability to pay back a loan based on the monthly rent of their property and is calculated as:
= Gross Monthly Rent / Monthly Base Operational Cost (Principal + interest + taxes + insurance + association dues).
INVESTOR LOAN PRODUCTS:
ONE CLOSING & ONE CONSOLIDATED MONTHLY PAYMENT
7 YEAR ARM – PERFECT FOR BUILDING A RENTAL PORTFOLIO – 7 Year ARM loan has rates as low as 6.50% and allows for LTVs up to 75%. A solid product for rent and hold investors seeking to establish and grow a robust rental portfolio. Rates vary on single versus multiple properties.
30 YEAR FIXED (THE SAME RATE FOR 30 YEARS) – 30 Year Fixed loan has fixed rates as low as 7.05% and allows for LTVs up to 75%. A solid product for rent and hold investors seeking a consistent interest rate. Rates vary on single versus multiple properties.
This loan product allows an investor to refinance on 3-5 properties at one time with one consolidated closing and one monthly payment. A great way to simplify an investor’s portfolio. Available as a 7 Year ARM or 30 Year Fixed. Contact us for additional information.
Loan product designed to provide flexible underwriting requirements. A loan product enabling an investor to do more with unique properties.
The 24 Month Bridge loan features no prepayment penalty and provided the ability to pay in full before 12 months to avoid a 3 point add on. Cash out on a property while on the market to allow an investor to plan a next real estate property investment without waiting for the previous to sell.